Team Lead, Underwriting at Phillips Outsourcing Limited

Phillips Outsourcing Limited has been in existence for over 16 years. We have a vast experience in the outsourcing business as we currently manage resources for major clients in all sectors of the Nigerian economy. In addition, our prolific manpower cuts across the 36 states in Nigeria. After successfully gaining ground in all the 36 states of the federation, we are gradually spreading our tentacles to other African Nations. We are currently registered to also do business in Ghana. Our framework is developed to fully support the businesses of our clients, ensuring continuous improvement of the outsourced services. This ultimately thrusts our clients to achieve their business objectives.

We are recruiting to fill the position below:

Job Title: Team Lead, Underwriting

Location: Lagos

Responsibilities

• Appraise risk proposed for cover and determine level of exposure
• Based on the exposure, determine premium rates and policy terms
• Advise the client (insured or intermediary) via quotation slips stating premiums and terms of acceptance
• Discuss and negotiate terms with the broker
• Refer risks for Survey/Inspection/Superintending where necessary
• Review Survey reports and recommendations and insert warranties on the policy based on the report where necessary
• Review Loss ratio prior to renewal and advise client of any proposed changes to the policy terms and conditions
• Review certificates, policy documents and endorsements to ensure that appropriate policy terms and conditions have been incorporated
• Review and approve transactions inputted in the Underwriting Software
• Review to ensure transactions are uploaded on NIID
• Advise on any additional measures that may be required to minimize the impact and frequency of loss
• Regular monitoring of Portfolio for growth and profitability
• Sensitization of the company on adverse portfolio and areas for improvement
• Work with Survey and Inspections unit to ensure that client complies with risk improvement recommendations
• Review and submit relevant periodic reports assigned (Regulatory, Compliance and Internal Reports
• Monitor to ensure that renewal listings and renewal notices are circulated within the time frame and meet the required standard and processes
• Prepare regular reports on outstanding renewals and sensitize the responsible staff
• Track Delivery of all documents sent to client and ensure it was received by client
• Escalate all complaints to team lead for effective resolution
• Conduct Regular trainings for team members and where required advise on external trainings

Requirements

• Minimum of a Bachelor’s Degree or Higher Diploma in Insurance, Risk
• Management or related field from a reputable Educational Institution
• Minimum of five (5) years relevant experience in Insurance industry
• A professional qualification of Insurance or progress to Associate level (CIIN or CII) may be added advantage
• A good knowledge of General insurance policies and their applicable terms and conditions
• A good knowledge of Insurance regulatory policies, laws and practices as well as market demands in line with economy is essential
• Strong communications and negotiation skills
• Proficiency in use of Microsoft Office Tools (Excel, Word, PowerPoint and Outlook)

Application Closing Date
29th April, 2026.