Financial Innovation & Growth Consultant at Tractrac MSL

Tractrac MSL is recruiting suitably qualified candidates to fill the vacant position below:

Job Title: Financial Innovation & Growth Consultant

Location: Abuja (FCT)
Duration: Long-term Contract

Role Summary

• This is a very strategic, cross-cutting role sitting at the intersection of finance, partnerships, policy, and growth.
• We need someone who can unlock capital for mechanisation ecosystem designing financial products for Rural Mechanization Service Providers and farmers, working with banks to drive single-digit financing, supporting investor engagement with strong pitch materials, and engaging government on mechanisation investment policy.
• This role will sit at the heart of our organization Access to Finance Department connecting finance, partnerships, and strategy into scalable solutions.

Job Function / Role Description
Access to Finance & Financial Product Development:

•  Design and structure affordable financing models for Rural Tractors Service Providers (single-digit interest ambition).
• Work with banks to: 
  • Develop products that suit  Rural Tractors Service Providers.
  • Create credit guarantees / blended finance structures.
  • De-risk lending to mechanisation actors.
  • Develop financial products for smallholder farmers (input financing, pay-as-you-use mechanisation, etc.).

Capital Raising & Investor Readiness:

• Lead development of world-class pitch decks for: 
  • Donors.  
  • DFIs and impact investors. 
  • Commercial investors. 
• Build investment cases around: 
  • Tractor deployment models. 
  • Mechanisation platform. 
  • Rural Mechanisation Service Providers network expansion. 
  • Support fundraising, partnerships, and strategic deals. 

Strategic Partnerships & Ecosystem Building:

• Build and manage relationships with: 
  • Financial institutions.
  • Development partners. 
  • OEMs and equipment suppliers. 
  • Structure public-private partnerships (PPPs) for mechanisation scale. 
  • Identify and unlock new revenue and growth channels. 

Policy & Government Engagement:

• Work closely with Federal and State Governments on: 
  • Mechanisation investment frameworks. 
  • Policy design and advocacy. 
  • Contribute to national conversations (e.g., mechanisation policy, subsidy structures). 
  • Position the organisation as a thought leader in mechanisation financing.

Product & Business Model Innovation:

• Design scalable models such as: 
  •  Tractor as a service 
  •  Platform-enabled financing 
  •  Cooperative-based asset financing 

Enterprise Development & Investment Readiness:

• Design and implement frameworks to make MSPs and rural entrepreneurs: 
  •   Bankable 
  • Creditworthy 
  • Investment-ready 
•  Support Rural Tractors Service Providers with: 
  •  Financial literacy.
  • Business planning. 
  • Cashflow management. 
  • Record keeping and digital. 
• Develop standardised investment readiness toolkits, including: 
  • Business plans.
  • Credit profiles.
  • Risk scoring models. 
  • Work with banks to align lending criteria with Rural Tractors Service Providers realities. 
  • Build a pipeline of investable rural enterprises for financing partners.

Develop a loan recovery strategy:

• Write a detailed loan recovery plan for mechanization service providers
• Write a detailed and Active recovery mechanisms (follow-ups, restructuring, enforcement)
• Comprehensive analysis of the existing loan portfolio
• Escalation procedures for non-compliance
• Engagement timeline aligned with repayment schedules
• Development of tools (trackers / dashboards) to monitor
• Establishment of reporting frequency (weekly / monthly)

Ideal Candidate Profile

• Strong background in Investment banking / development finance / structured finance 
• Experience working with DFIs, donors, or large-scale agricultural programs 
• Has a deep understanding of: 
  •  Financial modelling 
  • Blended finance 
  • Policy engagement 
•  Ability to operate both: 
  • Strategically (big picture). 
  • Practically (closing deals, structuring products).
  • Ability to turn in deliverables within contract timeframe. 

Remuneration
N200,000 per day, for an initial engagement of 60 days.

Application Closing Date
24th April, 2026.

How to Apply
Interested applicants should send their CV and Cover Letter to: trainltd@gmail.com using the job title as the subject of the mail.

Note

• Only shortlisted candidates will be contacted.
• This is a long-term contract, and the consultant must be based in Abuja.