Senior Credit Control Officer at JMG Limited

JMG is a highly diversified electro-mechanical solution provider, offering a wide-ranging portfolio that includes power generation, Solar power, Electrical infrastructures, Air compressors, Vertical transportation, and HVAC Cooling solutions. With over 25 years of experience in Africa and strong partnerships with world-renowned brands such as FG Wilson, Legrand, ABB, Kaeser Compressors, Trane, TK Elevator, LONGi, Deye, Must, Livfast, Lithion and EAE Electric, JMG combines global technologies with regional expertise to meet the development needs of the African market. Our workforce comprises nearly 1600 dedicated professionals who work with unwavering passion to deliver top-notch products and services. We hold 'ISO' certifications, ensuring our commitment to safeguarding quality, the environment, and people's health and safety. At JMG, we take immense pride in our well-established maintenance and distribution networks across Africa, enabling us to offer swift delivery and round-the-clock after-sales support to enhance customers' experience with all our products. Together with our clients, we craft competitive solutions in the fields of power, energy efficiency, safety, industrial infrastructures, and building infrastructures. Our solutions empower customers to gain a competitive edge in the African market while embracing a cost-effective and resource-friendly approach to enriching their lives. JMG's track record boasts major clients from both the private and public sectors, all attesting to the quality and effectiveness of our services. We consistently deliver challenging projects on time and within budget. Our large-scale operating facilities, commercial and technical expertise, and the reputable brands of our international partners form the backbone of our ability to meet current and future market demands, while generating value growth for all stakeholders. Join hands with us as we embark on a journey of excellence, efficiency, and sustainable growth.

We are recruiting to fill the position below:

Job Title: Senior Credit Control Officer

Location: Lagos
Employment Type: Full-time

Job Description

• We are seeking an experienced and detailed Senior Credit Control Officer to oversee credit management, debt collection, and customer account reconciliation.
• This role ensures timely payments, minimizes credit risk, and maintains healthy cash flow for the organization.
• The ideal candidate will have strong analytical skills, excellent communication abilities, and a proven track record in credit control, accounts receivable management, and customer follow-up.

Key Responsibilities
Credit Management & Control:

• Review and approve credit applications in line with company policies.
• Evaluate customer creditworthiness through financial analysis, payment history, and risk assessment.
• Set and monitor customer credit limits, ensuring adherence to approved terms.

Debt Recovery & Collection:

• Follow up with customers on outstanding invoices and overdue payments.
• Negotiate payment arrangements and resolve disputes to accelerate collections.
• Issue reminders, demand letters, and escalate overdue accounts when necessary.
• Liaise with the Legal team on accounts requiring legal action.

Accounts Reconciliation & Reporting:

• Reconcile customer accounts, investigate discrepancies, and ensure accurate payments are recorded.
• Prepare weekly and monthly ageing reports, highlighting high risk accounts.
• Provide management with cash flow forecasts and collection updates.
• Maintain clear and updated customer ledger records.

Internal Collaboration:

• Work closely with the Sales, Finance, and Customer Service teams to resolve billing or delivery issues.
• Support the Finance department with month end closing activities related to accounts receivable.
• Ensure accurate documentation of credit decisions and customer interactions.

Compliance & Process Improvement:

• Ensure compliance with internal credit policies and financial regulations.
• Recommend process improvements to enhance collection efficiency.
• Identify potential credit risks and propose mitigation strategies.

Qualifications
Education:

• Bachelor’s Degree in Accounting, Finance, Business Administration, or a related field.
• Professional certification (ICAN, ACCA, CITN) is an added advantage.

Experience:

• 5–7 years experience in credit control, accounts receivable, or financial operations.
• Proven experience managing large customer portfolios and high-volume transactions.
• Strong background in credit analysis, collections, and reconciliation.

Skills & Competencies:

• Excellent negotiation and communication skills.
• Strong analytical and numerical abilities.
• Proficiency in accounting software
• High attention to detail and strong organizational skills.
• Ability to work under pressure and meet strict deadlines.
• Strong interpersonal skills and a customer focused mindset.

Application Closing Date
11th May, 2026.

How to Apply
Interested and qualified candidates should send their CV to: career@jmglimited.com using the job title as the subject of the mail.