Head of Credit Risk & Compliance at PWAN Group

PWAN Group is a leading financial advisory and investment firm providing innovative solutions across capital raising, structured finance, investment advisory, and wealth management.

Our firm operates at the intersection of finance, strategy, and execution, supporting clients in unlocking value through well-structured financial solutions and disciplined risk management practices. With a strong commitment to integrity, excellence, and professionalism, we partner with individuals, corporates, and institutions to deliver sustainable financial outcomes.

We are recruiting to fill the position below:

Job Title: Head of Credit Risk & Compliance

Location: Ikoyi, Lagos
Employment Type: Full-time
Reports To: Executive Management
Direct Reports: Credit Risk Analysts, Compliance Officers, Internal Control Officers, and Risk / Compliance Support Staff

Role Overview

• We are seeking a highly experienced and strategic Head of Credit Risk & Compliance to lead and strengthen our credit risk management and regulatory compliance functions.
• This role is critical to ensuring sound credit decision-making, robust risk management practices, and full regulatory compliance across the organization.
• The successful candidate will oversee the end-to-end credit lifecycle, manage portfolio risks, and embed a strong compliance culture aligned with industry best practices.

Key Responsibilities
Credit Risk Management:

• Develop and implement a comprehensive credit risk management framework, including policies, procedures, and risk appetite guidelines
• Oversee credit appraisal, risk assessment, and approval processes for all credit-related transactions
• Evaluate borrower financials, repayment capacity, and overall risk exposure
• Establish and maintain credit risk rating models for consistent deal evaluation
• Ensure proactive identification and mitigation of emerging credit risks

Credit Monitoring & Portfolio Management:

• Monitor and manage the credit portfolio performance to ensure asset quality
• Conduct periodic reviews of existing credit facilities and ensure compliance with agreed terms
• Identify early warning signals and implement remedial and recovery strategies
• Oversee management of non-performing loans (NPLs) and recovery processes
• Provide regular reporting on portfolio health, risk trends, and performance metrics

Compliance & Regulatory Oversight:

• Ensure adherence to all regulatory requirements, internal policies, and industry standards
• Design and implement effective compliance frameworks and internal control systems
• Track regulatory developments and ensure timely updates to internal policies
• Serve as the primary liaison with regulators, auditors, and external stakeholders
• Ensure timely and accurate regulatory reporting

Risk Management & Internal Controls:

• Identify, assess, and mitigate credit, operational, and compliance risks
• Establish robust internal control systems to safeguard the organization
• Conduct periodic risk assessments and compliance reviews
• Support internal and external audits and ensure prompt resolution of findings

Policy Development & Governance:

• Develop, review, and update credit risk and compliance policies in line with best practices
• Ensure adherence to corporate governance standards
• Advise management on risk exposure and compliance implications of strategic decisions

Reporting & Stakeholder Engagement:

• Prepare and present periodic risk and compliance reports to Executive Management and the Board
• Provide actionable insights on key risk indicators and portfolio performance
• Act as a trusted advisor on all credit and compliance-related matters

Leadership & Team Management:

• Lead and develop high-performing credit risk and compliance teams
• Drive a risk-aware and compliance-driven culture across the organization
• Provide coaching, mentoring, and performance management for team members

Qualifications & Experience
Education:

• Bachelor’s Degree in Finance, Accounting, Economics, Banking, or related discipline

Professional Certifications (Advantageous):

• ACA / ACCA / CFA / FRM or relevant risk and compliance certifications

Experience:

• 8–12 years’ experience in credit risk, compliance, or financial risk management
• Demonstrated experience in credit analysis, portfolio management, and regulatory compliance
• Prior experience within financial advisory firms, investment banks, or financial institutions is highly preferred

Required Competencies:
Technical Competencies:

• Credit analysis and structured finance evaluation
• Financial statement analysis and risk modeling
• Regulatory compliance and governance frameworks
• Enterprise risk management
• Internal controls and audit processes
• Portfolio monitoring and reporting

Behavioral & Leadership Competencies:

• Strong analytical and decision-making capability
• High attention to detail and risk sensitivity
• Proven leadership and team management skills
• Strong integrity and ethical judgment
• Excellent communication and stakeholder management skills

Core Values:

• Integrity
• Accountability
• Professionalism
• Risk Awareness
• Excellence
• Sound Judgment.

Compensation

• Monthly Salary: ₦1,200,000 – ₦1,500,000
• Competitive and commensurate with experience, with potential performance-based incentives.

Why Join Us

• Opportunity to play a strategic leadership role in a growing financial advisory firm
• Exposure to high-value transactions and complex credit structures
• A culture that values excellence, integrity, and innovation.

Application Closing Date
23rd April, 2026.

How to Apply
Interested and qualified candidates should send their CV to: onuorahanthony07@outlook.com using "Head of Credit Risk & Compliance Application" as the subject of the mail