Head of Risk at iRecharge Tech-Innovations Limited

iRecharge Tech. Innovations is an Information, Communication and Software Technology firm. We operate with a burning passion to transform the technological terrain of Africa by delivering value to clients through innovative and effective leverage of cutting-edge technology solutions.

We combine sound knowledge of world class technology to design, implement and support business transformation in areas of web and mobile application, software, service and storage systems installation, networking technologies and technology procurement. We have an in-depth understanding on how technology accelerates success, and are passionate about attracting and supporting unique talents in growing our business and driving operational excellence.

We are recruiting to fill the position below:

Job Title: Head of Risk

Location: Lagos
Job type: Full-time

Responsibilities

• Develop and oversee the bank’s risk appetite framework, defining risk limits and key indicators in alignment with strategic objectives and regulatory expectations.
• Lead the end-to-end credit risk and collateral management framework, ensuring strong portfolio quality and compliance with regulatory guidelines.
• Design and implement robust fraud risk management systems to detect, investigate, and mitigate fraud across all digital channels.
• Oversee IT and cybersecurity risk frameworks, ensuring data protection, system resilience, and compliance with regulatory standards.
• Identify, assess, and mitigate operational and regulatory risks while maintaining effective risk registers and control frameworks.
• Monitor liquidity and market risk exposures, ensuring compliance with regulatory requirements and effective asset liability management.
• Deliver comprehensive risk reporting to senior management and the Board while embedding a strong risk culture across the organisation.
• Lead and develop the risk team, ensuring continuous capability building and alignment with evolving industry and regulatory standards.

Requirements

• Bachelor’s Degree in Finance, Accounting, Economics, Engineering, or a related field, with an MBA or Master’s in Risk Management strongly preferred.
• Must have 5–7 years’ experience in risk management or credit analysis within banking or fintech, including at least 4 years in a senior leadership role.
• Demonstrated expertise across credit risk, collateral management, fraud risk, IT and cybersecurity risk, and risk appetite development.
• Deep understanding of CBN security policies, prudential guidelines, and regulatory expectations for digital banks.
• Proven experience in designing and implementing enterprise risk management frameworks, including risk registers and enterprise-wide risk assessments.
• Strong track record in managing regulatory relationships (CBN, NDIC) and leading risk transformation initiatives.
• Proficiency in risk management systems, fraud detection tools, data analytics platforms, and business continuity and resilience frameworks, with high ethical standards and strong professional integrity.

Application Closing Date
Not Specified.

How to Apply
Interested ad qualified candidates should send their updated CV as a PDF file to: recruitments@istrategytech.com using the Job Title as the subject of the email.