Credit Officer at Kennedia Consulting Limited (KCL)

Kennedia Consulting Limited (KCL) is dedicated to connecting top talent with the right opportunities. We specialize in sourcing skilled professionals across various industries, ensuring seamless hiring solutions for businesses. Our commitment to excellence, efficiency, and integrity makes us a trusted partner in workforce solutions.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Rivers
Employment Type: Full-time

Job Summary 

• The Credit Officer will be tasked with the responsibility of evaluating loan applications to determine the eligibility of an applicant for a loan option, assessing creditworthiness, scrutinizing credit risk and ensuring compliance with company policies and regulatory requirements.
• You will play a crucial role in the lending process by providing accurate credit assessments and recommendations to support our clients' financial needs.
• Ultimately, the ideal candidate should have excellent oral and written communication skills to be able to effectively liaise with clients and should possess the capacity to work in a fast-paced environment.

 Responsibilities 

• Monitor and manage overdue accounts across various customer portfolios.
• Collaborate with the legal team for escalated recovery actions, including litigation or repossession where necessary.
• Contact clients via phone, email, or in-person visits to follow up on outstanding debts.
• Negotiations and reschedule of outstanding facilities with delinquent customers.
• Provide support and advice to internal teams on credit control procedures.
• Identify and escalate high-risk accounts for further action or decision-making.
• Conduct credit checks and assess the creditworthiness of applicants.
• Evaluate applicants' financial status, credit history, and ability to repay loans.
• Make informed recommendations regarding loan approvals or denials.
• Ensure compliance with lending policies, regulations, and procedures.
• Prepare detailed reports and documentation for loan decisions.
• Collaborate with other departments to ensure a smooth loan processing experience.

 Requirements and Skils 

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• Must have completed NYSC.
• 3 - 5 years’ work experience as a credit and recovery officer in a financial sector is mandatory.
• Proven experience in debt recovery, collections, or credit control.
• Must be proficient in Microsoft Word, Excel and Power Point
• Strong negotiation and communication skills.
• Excellent written and verbal communication skills.
• Strong organizational skills and ability to multi-task.
• Strong leadership skills
• Attention to detail and problem-solving skills.

Remuneration

• Salary: N170,000 – 180,000 per month. (slightly negotiable)
• Transport and airtime allowance
• HMO
• Other benefits at the discretion of the management.

Application Closing Date
19th May, 2026.

How to Apply
Interested and qualified candidates should send their CV to: Ayomide.lala@kennediaconsulting.net using "Credit Officer" as the subject of the mail.