Enterprise Risk Management Officer at Hope Payment Service Bank

Hope Payment Service Bank Limited (Hope PSBank) is Nigeria’s premier Digital-first Bank. Incorporated in September, 2019, Hope PSBank leverages digital technologies to deliver inclusive financial services.

Our belief is that everyone irrespective of education, social or economic status and location should have access to financial and payment services with ease and convenience. We seek to provide the 4As - Accessibility, Affordability, Availability and Awareness of Digital Financial Services.

With Hope PSBank, every mobile telephone user can easily enjoy instant digital financial and payment services with his or her phone number as account number and also a means of payment across all channels – person-to-person on personal devices, web, merchants’ points of sale, automated teller machines and agency outlets.

All transactions on our platforms are gladly settled into accounts of our community of users and customers with any bank of their choice. These are borne out of our philosophy that competition is about service to customers and not about alternative service providers who we view as partners in the service of customers and not as competitors.

We are recruiting to fill the position below:

Job Title: Enterprise Risk Management Officer

Location: Lagos
Employment Type: Full-time

Job Purpose

• The Enterprise Risk Management Officer is responsible for supporting the Head Enterprise Risk Management in designing, implementing, and overseeing Hope Payment Service Bank Enterprise Risk Management framework to ensure effective identification, assessment, monitoring, management, and mitigation of risks across the Bank.
• The role provides strategic risk oversight, supports informed decision-making, and ensures alignment with the Bank’s regulatory requirements and long-term business objectives.

Key Responsibilities

• Contribute to the development, review, and maintenance of enterprise risk policies, frameworks, and procedures in line with CBN guidelines.
• Ensure full compliance with applicable CBN regulations, supervisory expectations, and risk management guidelines for Digital Banks.
• Coordinate periodic business monitoring and act as the primary liaison for enterprise risk matters by overseeing periodic Risk and Control Self-Assessments (RCSA) across all departments.
• Identify, assess, and aggregate risks across key risk categories, including Operational risk, Technology risk, Cyber risk, Compliance risk, Regulatory risk, Sustainability risk, Market risk, Liquidity risk, etc.
• Oversee the tracking and closure of regulatory and audit findings related to risk management.
• Support the Head Enterprise Risk Management in driving enterprise-wide risk awareness and training programs.
• Encourage proactive risk identification and transparent escalation across the organization.
• Deploy risk management tools such as Key Risk Indicators (KRI), loss data to track risk incidents, losses, near misses, and emerging risk trends.
• Ensure timely escalation of risk and its resolution in an appropriate manner.
• Maintain and continuously update the Bank’s enterprise risk register.
• Prepare the bank’s enterprise risk report for the Head of Enterprise Risk Management’s review.

Education / Programs Training

• Bachelor’s Degree in Risk Management, Accounting, Finance, or related fields
• Professional certifications such as FRM (Financial Risk Manager), PRM (Professional Risk Manager), CFA (Chartered Financial Analyst), ACA, or ACCA will be an added advantage.

Experience:

• Minimum of 6 - 8 years’ experience in a Risk Management environment within the Banking and Financial Services sector.

Skills Necessary for Job Function:

• Risk management skills
• Skilled in the CBN regulatory framework
• Strategic skills
• Analytical
• Problem-solving
• Excellent communication
• Presentation
• Stakeholder management abilities
• Ability to operate effectively in a fast-paced, technology-driven environment.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should forward their updated resumes to: recruitment@hopepsbank.com using the job title as the subject of the email.