Accountant at LemFi (Formerly Lemonade Finance)

LemFi (YC S21) is building the neobank for African diaspora in North America & Europe. We provide our users with a multi-currency account that allows them to hold, send, and receive money from Africa in any currency for their business and personal banking needs. We are a fast-paced startup with entities in the UK, USA, Canada and Nigeria and you would be required to familiarize yourself with necessary statutory and regulatory requirements in these locations.

We are recruiting to fill the position below:

Job Title: Accountant

Location: Lagos
Employment Type: Full-time / Hybrid
Department: Finance & Risk

The Role

• As an Accountant at LemFi, you will own core accounting activities within a lean, high-performing Finance team during a period of rapid global growth. 
• Reporting to the Head of Finance, you will be responsible for producing accurate, reliable financial outputs while actively identifying and fixing gaps in how things are done.
• This is a hands-on role for someone early in their career who is sharp, curious, and genuinely wants to grow. 
• You won't be managed tightly or told exactly what to do you'll have real ownership, direct exposure to leadership, and the chance to shape how the finance function evolves as LemFi scales across multiple markets.

How You'll Contribute

• Core Accounting & Month-End Close: Own reconciliations, month-end close, and day-to-day accounting tasks, ensuring financial processes are outputting accurate, reliable results.
• Process Improvement: Identify gaps in financial processes and take ownership of fixing them you won't just flag problems, you'll solve them.
• Automation & Scalability: Look for opportunities to automate repetitive tasks as we grow, contributing to a leaner, smarter finance function.
• Financial Reporting: Work closely with the wider Finance team and stakeholders to ensure timely, accurate reporting that supports decision-making across the business.
• Cross-Functional Collaboration: Partner with finance, data, and business teams to align accounting outputs with operational needs.

Who You Are

• Sharp and switched on: You pick things up fast, ask good questions, and don't need everything spelled out for you. Brain over box-ticking.
• Detail-oriented and reliable: Committed to producing accurate financial information and maintaining high standards in a fast-paced environment.
• Comfortable in a scaling business: Thrives in environments where structures are still being built and refined, with the adaptability to respond as priorities change.
• Proactive and solutions-focused: Able to identify issues, investigate root causes, and resolve problems independently you spot what's broken and fix it.
• Genuinely curious about technology: Interested in how AI and automation can make finance better, whether that's experience from a current role or things you've explored in your own time.

What You'll Bring

• Newly qualified or up to 2 years post-qualification experience (ACA, ACCA, ICAEW, or equivalent) you're early in your career but you've got the fundamentals nailed.
• Solid understanding of core accounting processes including reconciliations, month-end close, and how financial data flows.
• Driven and adaptable you'd rather work somewhere you can grow and make an impact than coast in a comfortable but static role.
• Comfortable with ambiguity you can prioritise and move without always being told what comes first.
• A consulting or Big Four background is welcome, particularly if you're motivated to move into an environment with more ownership and pace.
• Exposure to automation tools, AI, or workflow improvement is a plus, even personal experimentation counts.
• Proactive, organised, and able to identify, investigate, and resolve issues with minimal oversight.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online