Credit Risk Manager at Alert Microfinance Bank

Alert Microfinance Bank is one of the most leading microfinance banks in Nigeria with deep coverage of major markets in Lagos State and its environ. We have been actively supporting the growth of several businesses; SME, Private, Public etc via our financial services.

We are recruiting to fill the position below:

Job Title: Credit Risk Manager

Location: Abuja
Employment Type: Full-time

Role Description

• This is a full-time, on-site Credit Risk Manager role based in Abuja.
• The Credit Risk Manager will evaluate and approve credit applications, perform detailed credit analyses, and set risk limits in line with the group’s credit policies.
• The role involves monitoring loan and investment portfolios, identifying emerging risks, and recommending mitigation strategies.
• The Credit Risk Manager will develop and refine credit risk frameworks, models, and reporting tools to support decision-making.
• The individual will collaborate with business units, finance, and operations to structure credit products, ensure compliance with internal and regulatory standards, and prepare regular risk reports for senior management.

Qualifications

• Bachelor’s Degree in Finance, Economics, Accounting, Business, or a related field; relevant professional certifications (e.g., CFA, FRM, risk management or credit certifications) are an advantage.
• Strong credit-focused expertise, including Credit Management and Credit Risk Management, with experience assessing borrowers, structuring facilities, and enforcing credit policies.
• Advanced Analytical Skills and Finance knowledge to interpret financial statements, build risk assessments, and support data-driven decisions.
• Proficiency in Portfolio Management, including monitoring portfolio quality, tracking key risk indicators, and implementing strategies to manage concentration and default risk.
• Proven experience in credit or risk management within banking, microfinance, asset management, or related financial services, ideally with exposure to SME and retail lending.
• Strong communication and stakeholder management skills, with the ability to present complex risk issues clearly to non-technical audiences.
• High level of integrity, sound judgment, attention to detail, and the ability to work effectively on-site in a fast-paced environment in Abuja.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their resume to: career@alertgroup.com.ng using the Job Title as the subject of the mail.