Senior Account Officer at a Reputable Microfinance Bank

A reputable Microfinance Bank is recruiting to fill the position below:

Job Title: Senior Account Officer

Location: Lagos
Employment Type: Full-time
Reporting to: Direct reporting to Assistant Head of Accounts

Job Summary

• The Senior Account Officer will support the Assistant Head of Accounts in managing the organization’s financial operations, reporting, compliance, and ensuring the effective execution of accounting procedures.
• Maintaining internal controls, handling tax-related activities, and supportingstrategic financial planning.

Main duties and responsibilities

• Ensure accuracy of daily posting of all transactions into the Accounting System with minimum error rate.
• Responsible for the preparation of the monthly ECL Provision on Loans & Advances, Placements and Staff Loan impairment testing.
• Responsible for management of the Fixed Assets Register and preparation of the monthly Fixed Asset schedule including additions and disposal.
• Responsible for management of the Bank’s ROU assets, and Lease liabilities including preparation of relevant accounting schedules.
• Responsible for maintaining and reconciling monthly Loan and Deposits schedule with the GL balance.
• Responsible for preparation of the GL proofs and schedules of all Account Receivables and Payables.
• Responsible for processing the general staff monthly payroll and benefits (Journal Entries and Posting into the system).
• Ensure strict compliance with the Bank’s Accounting Policy, Standard Operating Procedures (SOP), CBN Microfinance Regulatory Frameworks, Relevant Tax Laws, Circulars, and Guidelines.
• Responsible for preparation and submission of the Monthly CBN Report to the Regulator.
• Responsible for prompt remittance of all statutory deductions (PAYE, Pension, NHF, WHT, EMTL etc).
• Responsible for preparation and proper filing of all statutory deductions schedule monthly (PAYE, Pension, NSITF, NHF, WHT, EMTL etc).
• Responsible for filing of Annual Tax Returns to relevant State Internal Revenue Service.
• Responsible for filing of Annual Tax Return to the Federal Internal Revenue Service.
• Responsible for coordination and management of the Annual Tax Audit Exercise by the Federal and State Tax Authorities with the Bank’s Tax Consultant.
• Processing of the Annual Tax Clearance Certificate for the Bank and the staff.

Qualifications

• The ideal person must possess a minimum qualification of a good first degree
• He must possess a relevant professional certification of ACA, ACCA.
• He must possess a minimum of five (5) years of post-qualification experience in Finance and Accounts Functions of a National Microfinance Bank or a Commercial Bank.
• Excellent leadership, communication, and interpersonal skills, with the ability to effectively collaborate with cross-functional teams and stakeholders.
• Strong analytical and problem-solving skills, with the ability to promptly identify and address project risks and issues.

Required Skills:

• Leadership Abilities: Strong leadership and team management skills, with the ability to motivate and inspire team members to achieve project objectives.
• Analytical Thinking: Strong analytical and problem-solving skills, with the ability to identify and address issues proactively.
• Adaptability: Ability to thrive in a fast-paced, dynamic environment and manage multiple projects simultaneously.
• Attention to Detail: Meticulous attention to detail, ensuring accuracy and quality in all project deliverables.
• Negotiation Skills: Strong negotiation and conflict resolution skills, able to resolve disputes and drive consensus among stakeholders.

Technical Competence:

• He must be trained and proficient in the use of all basic and several advanced Microsoft Office applications, Banking and Accounting software including:
• Microsoft Advance Excel, Word, PowerPoint, and Access.
• Globus Temenos T24 Banking Application
• Sage Pastel and Sage X3 Accounting Package
• Financial analysis and modeling tools
• Indepth knowledge of IFRS and FRCN Rules

Status: 

• Local contract with Baobab Microfinance Bank, Nigeria.

Application Closing Date
23rd July, 2026.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Note: Only shortlisted applicants will be contacted