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Principal Software Engineer (Payments Platforms) at Fairmoney Microfinance Bank

Posted on Tue 28th Jul, 2026 - hotnigerianjobs.com --- (0 comments)


FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Principal Software Engineer (Payments Platforms)

Location: Lagos

Job Summary 

  • We're hiring a Principal Engineer to help shape the technical direction of that platform.

We rely heavily on the following tools and technologies:

  • Go for our services
  • PostgreSQL and MySQL for persistent storage
  • Kafka, RabbitMQ, SNS and SQS for asynchronous messaging
  • Kubernetes and Docker to run our services
  • AWS for most of our infrastructure

Responsibilities

  • Direct integrations with banks, switches and payment processors across Nigeria
  • Design, build and maintain the APIs and services that handle money movement at scale.
  • Contribute to the architecture of the payments platform — service boundaries, data ownership, and the guarantees we make.
  • Build for failure: idempotency, retries, reconciliation and settlement across systems we don't control.
  • Debug and resolve critical production issues across services and multiple levels of the stack.
  • Lead design reviews and set the standard for engineering quality across the team.
  • Mentor senior engineers and grow payments expertise in the org.
  • Work closely with product, risk, operations and partner-facing teams.

Requirements

  • you have 5+ years of experience and a track record of technical leadership.
  • you've worked in payments, banking or fintech, and you know how ledgers, settlement and reconciliation actually behave
  • you have 2+ years of experience with Go, Java, .NET or TypeScript
  • you've built distributed, event-driven systems and understand how they fail
  • you're strong at API design and have integrated with external third parties at scale
  • you have deep experience with relational databases — PostgreSQL or MySQL — including schema design, query optimisation, indexing and transactions
  • you've worked with messaging and streaming systems like Kafka, RabbitMQ, SNS or SQS
  • you've built and operated highly available, resilient, observable systems
  • you're a strong debugger — you're the person others come to when production is confusing.

Benefits

  • Private Health Insurance
  • Pension Plan
  • Training & Development
  • Remote work
  • Paid Time Off.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online


  

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