Credit Analyst at Alan & Grant

Posted on Thu 09th Sep, 2021 - --- (0 comments)

Alan & Grant - Our work is focused on creating innovative HR and Organizational Development Solutions aimed at Performance Improvement & Business Growth. We currently serve clients across various sectors of the Economy from locations in Jos, Port Harcourt and Lagos.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Abuja
Job Type: Full time
Industry: Financial Services

Job Summary

  • The job holder will be required to make decisions about customer credit applications using a range of criteria including purpose of application, credit viability, customer payment history and customer credit-worthiness.

Duties and Responsibilities

  • Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and service.
  • Demonstrate macro level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.
  • Evaluate clients’ credit data and financial statements to determine the degree of risk involved in lending money.
  • Review loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.
  • Prepare reports about the degree of risk in lending money to clients.
  • Analyze client records and using the data to recommend payment plans.
  • Confer with credit associations and references to exchange credit information on clients.
  • Identify and understand key risk elements of potential transactions and work effectively with team lead to competitively structure and price transactions.
  • Assume primary responsibility for transaction management; working effectively with others to complete documentation, funding and booking on a timely basis within prescribed guidelines.


  • Bachelor's Degree in in any discipline.
  • At least, 3 years of experience on a similar position.
  • Professional qualification will be an added advantage.
  • The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online