Credit Analyst at Alan & Grant

Alan & Grant - Our work is focused on creating innovative HR and Organizational Development Solutions aimed at Performance Improvement & Business Growth. We currently serve clients across various sectors of the Economy from locations in Jos, Port Harcourt and Lagos.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Abuja
Job Type: Full time
Industry: Financial Services

Job Summary

• The job holder will be required to make decisions about customer credit applications using a range of criteria including purpose of application, credit viability, customer payment history and customer credit-worthiness.

Duties and Responsibilities

• Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and service.
• Demonstrate macro level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.
• Evaluate clients’ credit data and financial statements to determine the degree of risk involved in lending money.
• Review loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.
• Prepare reports about the degree of risk in lending money to clients.
• Analyze client records and using the data to recommend payment plans.
• Confer with credit associations and references to exchange credit information on clients.
• Identify and understand key risk elements of potential transactions and work effectively with team lead to competitively structure and price transactions.
• Assume primary responsibility for transaction management; working effectively with others to complete documentation, funding and booking on a timely basis within prescribed guidelines.

Requirements

• Bachelor's Degree in in any discipline.
• At least, 3 years of experience on a similar position.
• Professional qualification will be an added advantage.
• The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.

Application Closing Date
Not Specified.