Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.
We are recruiting to fill the position below:
Job Title: Entry Level Loan Marketing Officer
Location: Island, Mainland, Lagos
Employment Type: Full-time
Job Description
- The Loan Marketing Officers are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.
Responsibilities
- Market loan products and process loan applications for SME, Public and Private Sectors.
- Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
- Determine all applicable ratios and metrics and set up loan payment plans
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications Conducting loan analysis by visiting the business and household of clients
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit units and informing the client about the decision of the credit units
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
- Ensuring high quality standards of the bank’s credit portfolio
- Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
- Minimum of B.Sc. or its equivalent in Marketing or related field.
- Minimum of One (1) year cognate experience from a reputable Microfinance Bank.
- Sound Risk Management experience and can disburse/deliver a Min of 20million Naira Loan Monthly with good success rate and track records.
- Good knowledge of Lagos Island and Mainland markets
- Ability to disburse SME, Public and Private Loans in large volumes without default
- Experienced in repayment tracking and loan collection without a day default.
Skills:
- Detailed and target oriented
- Excellent team spirit and communications skills
- Excellent Human Relations and Inter-personal skills
- Goal oriented.
Salary
Very Attractive (With Incentives and Commission).
Application Closing Date
8th October, 2021.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using "Loan Marketing Officer" as the subject of the email.
Note: Only qualified candidates will be shortlisted.
https://www.hotnigerianjobs.com/hotjobs/375015/entry-level-loan-marketing-officer-at-alert-microf.html