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Entry Level Loan Marketing Officer at Alert Microfinance Bank

Posted on Wed 29th Sep, 2021 - hotnigerianjobs.com --- (0 comments)


Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.

We are recruiting to fill the position below:

Job Title: Entry Level Loan Marketing Officer

Location: Island, Mainland, Lagos
Employment Type: Full-time

Job Description

  • The Loan Marketing Officers are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Responsibilities

  • Market loan products and process loan applications for SME, Public and Private Sectors.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

  • Minimum of B.Sc. or its equivalent in Marketing or related field.
  • Minimum of One (1) year cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse/deliver a Min of 20million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets
  • Ability to disburse SME, Public and Private Loans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default.

Skills:

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Salary
Very Attractive (With Incentives and Commission).

Application Closing Date
8th October, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using "Loan Marketing Officer" as the subject of the email.

Note: Only qualified candidates will be shortlisted.


  

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