At Careers Verified, we go beyond narrowly defined client’s issues, we create opportunities for our clients, candidates, colleagues, collaborators, and the community. Through a network of diversified but highly complementary line of business, we help organizations find critical talent, access cutting-edge advice and get the innovative support they require to grow in a challenging market. We partner with businesses and organizations of varying size and structure across diverse sectors, such as Oil and Gas, Engineering, Finance, Telecom, FMCG, Legal, Technology, Healthcare, Travel and Aviation etc. to enhance business performance and to optimize for growth to achieve exceptional results. What sets us apart is the depth of our capabilities, creative problem solving approach and proven track record in our practice area combined with in-depth knowledge of the realities of the industries we serve.
We are recruiting to fill the position below:
Job Title: Entry Level Consumer Lending Officer
Location: Nationwide
Employment Type: Full-time
Description
- The Entry-Level Consumer Lending Officer is responsible for supporting the consumer loan process by identifying potential customers, evaluating loan applications, and ensuring timely loan disbursement and repayment.
- The role involves direct interaction with clients, credit assessment, and achieving assigned sales and portfolio targets.
Key Responsibilities
- Source and onboard new customers for consumer loan products (personal loans, salary advances, etc.)
- Educate clients on available loan products, terms, and repayment plans
- Conduct preliminary credit assessments and documentation checks
- Process loan applications in line with company policies and regulatory requirements
- Follow up on submitted applications to ensure timely approval and disbursement
- Monitor loan repayments and ensure minimal default rates
- Build and maintain strong relationships with clients and corporate partners
- Meet assigned monthly sales and loan disbursement targets
- Provide excellent customer service and handle client inquiries or complaints
- Maintain accurate records of client interactions and transactions
Performance Metrics (KPIs)
- Number of new customers acquired
- Loan disbursement volume
- Portfolio quality (low default rate)
- Loan repayment rate
- Customer satisfaction levels
Requirements & Qualifications
- Bachelor’s Degree in Business Administration, Finance, Economics, or related field
- 0–2 years of experience (NYSC or internship experience is an advantage)
- Strong interest in sales, marketing, and financial services
- Good communication and interpersonal skills
- Basic understanding of credit analysis and lending processes
- Proficiency in Microsoft Office tools (Word, Excel)
- Ability to work in a target-driven environment
Key Skills & Competencies:
- Sales and negotiation skills
- Customer relationship management
- Attention to detail
- Analytical and problem-solving skills
- Time management and organization
- Integrity and professionalism.