Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa
We are recruiting to fill the position below:
Job Title: Credit Officer
Location: Abeokuta, Ogun
Employment Type: Full-time
Job Description
Debt Settlements:
- Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy.
- Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client.
- Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business.
- Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status.
- Report progress of collections to Supervisor, make recommendations for next steps and write-offs.
Customer Acquisition:
- Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries.
Loan Portfolio Growth.
- Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts.
- Review terms of contract and service with client and clearly communicate various payment options.
- Work cooperatively with other departments to best determine how to balance both the customer's and Lendha's needs.
Qualifications
- Bachelor's or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
- Good relationship and communication skills with strong team spirit.
- Strong analytical skills.
- Good computer skills.
- Real motivation to work and grow in a performance-based environment.
- Taste for fieldwork.
Additional Knowledge / Skills Requeired
- Practical knowledge of micro / small/medium businesses.
- Knowledge of the microfinance bank sector is an advantage.
- Good writing skills.
- Knowledge of the major local languages.
- Must live in Abeokuta.
- Good Knowledge of the territory.
Benefits
- HMO and other statutory benefits.
- Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
- Flexible working hours.
Application Closing Date
Not Specified.
https://www.hotnigerianjobs.com/hotjobs/931738/credit-officer-at-lendha.html