Credit Officer at Lendha

Lendha is a financial technology company that is creating a credit-led financial operating system for SMEs in Africa

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Abeokuta, Ogun
Employment Type: Full-time

Job Description
Debt Settlements:

• Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy.
• Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client.
• Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business.
• Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status.
• Report progress of collections to Supervisor, make recommendations for next steps and write-offs.

Customer Acquisition:

• Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries.

Loan Portfolio Growth.

• Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts.
• Review terms of contract and service with client and clearly communicate various payment options.
• Work cooperatively with other departments to best determine how to balance both the customer's and Lendha's needs.

Qualifications

• Bachelor's or Higher National Diploma in any discipline from an accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
• Good relationship and communication skills with strong team spirit.
• Strong analytical skills.
• Good computer skills.
• Real motivation to work and grow in a performance-based environment.
• Taste for fieldwork.

Additional Knowledge / Skills Requeired

• Practical knowledge of micro / small/medium businesses.
• Knowledge of the microfinance bank sector is an advantage.
• Good writing skills.
• Knowledge of the major local languages.
• Must live in Abeokuta.
• Good Knowledge of the territory.

Benefits

• HMO and other statutory benefits.
• Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
• Flexible working hours.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online