Credit Policy Manager at Standard Chartered Bank - Lagos

Standard Chartered Bank Nigeria - We attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities we offer. At the core of the Group's people strategy is our focus on employee engagement. Engagement is a key driver of productivity and performance, which creates the foundation of our performance culture. We encourage and focus on the behaviours that bring out the very best from every employee, assessing their performance not just on results but on how those results were achieved. To further embed these behaviours we have a remuneration programme in place, carefully designed to incentivise our employees to live our values every day.

We are recruiting to fill the following position:

Job Title: Credit Policy Manager

Job ID: 427166
Job Function: Risk
Location: Lagos

Job Description

• To manage and oversee all matters relating to Mortgages & WM by reviewing the existing process and continuously improving them
• Review, appraise and approve credit facilities in line with my Delegated Authority and recommending those requiring higher approval level of approval
• Ensuring loan facilities are approved at correct levels of approval and in conformity with the credit policy and CAD requirements
• Monitoring the Portfolio to ensure a healthy portfolio is maintained thereby contributing to overall Consumer Bank goals and objectives
• Maintain Mortgage & WM Portfolios within budgeted parameters through detailed portfolio analysis backed by MIS and early warning trends
• Assisting Business Unit Heads and BORM in coordinating, driving and directing effective compliance and operational risk management at the Business Unit level
• Implement controls within the Business Unit to meet all regulatory and internal requirements
• Ensure proper functioning of day-to-day controls, periodic monitoring activities and timely resolution of risk issues
• To manage and oversee all matters relating to the access, usage, storage, dissemination of Credit Bureau information as applicable to all consumer banking credit product offerings.
• Ensure that loan facilities are booked in line with the Credit Bureau Policy and loan portfolio is managed and segmented according to bureau findings.

Qualifications & Skills

• University degree background with credit risk management experience
• Minimum of 3 years of Consumer Banking experience with proved credit skills
• Good understanding of local market and consumer banking credit in general
• Possess an eye for detail
• Good analytical skills
• Good interpersonal skills
• Good communication skills
• Good financial and MIS skills

Application Closing Date
28th April, 2014

Method of Application
Interested and qualified candidates should:
Click here to apply online