Marketer / Credit Officer at Beacongate Limited

Beacongate Limited is a one-stop business solution provider company offering a wide range of HR support services to organisation in the area of advisory, recruitment, training, business coaching, outsourcing and HR services. Our reputation for quality consulting services and results are outstanding, as our clients are able to focus their management skills and technical resources on their core competence.

We are recruiting to fill the position below:

Job Title: Marketer / Credit Officer

Location: Lekki, Lagos
Employment Type: Full-time

Responsibilities

• Signing on new clients and helping them through the onboarding process.
• Managing client bank accounts, including opening, and closing accounts, and overseeing transactions.
• Build and maintain a portfolio of quality clients rapidly and consistently to reach target portfolio within the assigned period.
• Liaise with community organizations, business associations, and individual entrepreneurs.
• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment.
• Managing Marketing Campaigns.
• Evaluating credit worthiness by processing loan applications and documentation within specified limits
• Interviewing applicants to determine financial eligibility and feasibility of granting loans
• Determining all applicable ratios and metrics and set up debt payment plans
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements and Skills

• BSc Degree in Finance, Economics or a related field
• 5 - 7 years work experience.
• Proven working experience as a Credit / Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices.
• Excellent communication and interpersonal skills.
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment

Salary
N180,000 - N250,000 monthly. 

Application Closing Date
4th June, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.