Credit Analysts at Canary Point Corporate Services Limited

Canary Point Corporate Services Limited - Our subsidiary, Canary Point Finance Limited, is recruiting experienced and qualified candidates to join our Credit Department in the capacity below:

Job Title: Credit Analyst

Location: Lekki, Lagos
Employment Type: Full-time

Job Description
Successful candidate will:

• Assess the creditworthiness of potential borrowers and evaluate the risk associated with lending to them.
• Analyze financial statements, credit reports, and other relevant information to determine the applicant's ability to repay loans.
• Prepare detailed credit proposals outlining the borrower's financial position, repayment capacity, and proposed loan terms.
• Conduct industry and market research to assess the risk factors associated with different sectors and borrowers.
• Monitor existing loan portfolios, identify potential risks or delinquencies, and recommend appropriate actions to mitigate risks.
• Collaborate with Relationship Managers, Legal, and other teams to structure financing deals and ensure compliance with internal policies and regulatory requirements.

Requirements

• Bachelor's Degree in Finance, Accounting, Economics, or a related field. A Master's degree or professional certification (e.g., ACIB, CFA, ACCA) is a plus.
• 3 - 5 years proven experience as a Credit Analyst role in a financial institution, preferably in commercial or corporate lending.
• Strong analytical skills with the ability to interpret financial statements, assess credit risks, and make sound lending decisions.
• Knowledge of credit risk management principles, loan structuring techniques, and regulatory requirements.
• Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams.
• Proficiency in financial analysis software and Microsoft Office Suite.
• Attention to detail, time management skills, and the ability to work effectively under pressure.
• Understanding of relevant Nigerian banking regulations and CBN guidelines.

Application Closing Date
7th May, 2024.

Method of Application
Interested and qualified candidates should send their profile to: [email protected] using the position as the subject of the email.