Posted on Mon 25th Mar, 2024 - hotnigerianjobs.com --- (0 comments)
Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria's leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.
Locations: Anambra and Lagos
Employment Type: Full-time
Job Summary
The Rosabon Sales Officer is required to collect and prepare all materials needed to secure a loan. He/ She will also be responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
The Sales Officer will also be responsible for mobilization of Fixed deposit for the organization.
Duties & Responsibilities
Evaluate creditworthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Review loan agreements to ensure that they are complete and accurate according to policy
Update account records, Compute payment schedules and transactions on ERP
Confer with underwriters to aid in resolving loan application problems.
Update job knowledge on types of loans and other financial services
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
Visit, engage prospects and maintain liability generated.
Marketing and sale of all company deposit products.
Meet, maintain and exceed assigned targets and quotas in deposit mobilization and other assigned tasks.
Propose services, up-selling and cross-selling whenever possible.
Participate in creating new and better marketing based on field experience.
Ensure the form for the fixed deposit investment plan is adequately completed and registered
Inform the client of the status of their investment.
Qualifications / Requirements
B.Sc Degree in Finance, Economics, or a related field
Proven working experience as a Loan Officer and Deposit Mobilization
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Customer satisfaction orientation and sales competencies
Ability to work in a goal-oriented environment and meet set target.
What to expect in the hiring Process:
A preliminary phone call with the recruiter
A reasoning and a personality assessment
A technical interview session with an HR representative and the hiring manager.
Application Closing Date
25th April, 2024.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.