Credit Analyst at Standard Chartered Bank

Standard Chartered Bank Nigeria - We attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities we offer. At the core of the Group's people strategy is our focus on employee engagement. Engagement is a key driver of productivity and performance, which creates the foundation of our performance culture. We encourage and focus on the behaviours that bring out the very best from every employee, assessing their performance not just on results but on how those results were achieved. To further embed these behaviours we have a remuneration programme in place, carefully designed to incentivise our employees to live our values every day.

We are recruiting to fill the position below:

Job Title: Credit Analyst - Lagos Mainland Region

Job ID: 502890
Location: Lagos
Job Function: Risk
Regular/Temporary: Permanent
Full/Part Time: Full time

Job Descriptions

• To analyse customers risk using credit skills, ratio analysis, cash flow projections using CreditMate platform, evaluation of parent support policies, credit grading and judgement of management and strategy.
• To analyse customer and facility risk using program lending parameters set by the bank.
• To jointly structure facilities with Relationship Managers to meet individual client’s needs with a view to maximizing earnings and minimizing risk and bad debts.
• To understand customer needs and inherent credit risk and act upon them.
• To carry out research work and analyse market information so as to counter competitive pressures.
• To ensure that all credits conform to Group and Local Credit Policy.
• Monitoring of credit quality and risk with the Relationship Managers and SCS Team by highlighting early warning signs of credit deterioration.
• Maintenance of Corporate database
• Recommending minimum pricing ranges/risk margins using scorecard Methodology.
• Regular review of credit worthiness of clients using account monitoring techniques
• Train  attached staff in order to assist in meeting customer requirements and to increase their efficiency, competency and productivity
• Portfolio management & monitoring of Business Credit Applications.
• Ensure you remain alert to the risk of money laundering and assist in the bank’s efforts in combating it by adhering to the key principles in relation to: Identifying your customer, knowing your customer, reporting suspicions, safeguarding records and not disclosing suspicions to customers.
• Ensure you are trained in combating money laundering

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online