Careers Verified Limited Young Talent Program - Consumer Lending

At Careers Verified, we go beyond narrowly defined clients’ issues; we create opportunities for our clients, candidates, colleagues, collaborators, and the community. Through a network of diversified but highly complementary lines of business, we help organizations find critical talent, access cutting-edge advice and get the innovative support they require to grow in a challenging market. We partner with businesses and organizations of varying size and structure across diverse sectors, such as Oil and Gas, Engineering, Finance, Telecom, FMCG, Legal, Technology, Healthcare, Travel and Aviation etc. to enhance business performance and to optimize for growth to achieve exceptional results. What sets us apart is the depth of our capabilities, creative problem solving approach and proven track record in our practice area, combined with in-depth knowledge of the realities of the industries we serve.

Applications are invited for:

Title: Young Talent Program Consumer Lending

Location: Nationwide
Employment Type: Full-time

Description

• The Young Talent Program - Consumer Lending is designed to attract, develop, and groom high-potential graduates into future Consumer Lending professionals.
• The program provides structured training, on-the-job learning, and exposure to retail credit operations, risk assessment, sales, collections, and portfolio management.
• Successful candidates will gain hands-on experience in loan origination, credit analysis, customer acquisition, and loan recovery within the consumer finance segment.

Key Responsibilities
Loan Sales & Customer Acquisition:

• Identify and onboard new retail customers for personal loans, salary advances, asset financing, and SME retail products.
• Generate leads through direct sales, digital platforms, and referrals.
• Explain loan features, interest rates, repayment terms, and documentation requirements.

Credit Assessment Support:

• Assist in reviewing loan applications and supporting documents.
• Conduct basic credit analysis and affordability assessments.
• Verify employment details and income documentation.

Loan Processing & Documentation:

• Ensure complete and accurate loan documentation.
• Liaise with credit, operations, and compliance teams for loan approvals.
• Maintain proper record-keeping and file management.

Portfolio Monitoring & Collections:

• Monitor loan repayment schedules.
• Follow up with customers on overdue payments.
• Support early-stage collections and recovery strategies.

Risk & Compliance:

• Adhere to internal credit policies and regulatory guidelines.
• Ensure KYC (Know Your Customer) compliance.
• Maintain confidentiality and data protection standards.

Program Structure:

• Classroom training on credit fundamentals and consumer lending.
• Job rotation across sales, credit risk, operations, and collections.
• Performance-based assessment and confirmation after probation.
• Mentorship from senior lending professionals.

Qualifications & Requirements

• Bachelor’s Degree in Finance, Economics, Business Administration, Accounting, or related field.
• 0 – 2 years experience (NYSC members may apply).
• Strong analytical and numerical skills.
• Excellent communication and interpersonal skills.
• Target-driven and result-oriented.
• Basic understanding of financial statements is an advantage.

Key Competencies:

• Credit analysis aptitude
• Sales & negotiation skills
• Customer relationship management
• Attention to detail
• Problem-solving ability
• Resilience and persistence.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should:
Click here to apply online