Head, Small and Medium-sized Enterprises and Agriculture at Femaus Consults

Femaus Consults is a dynamic brand dedicated to driving excellence across diverse sectors. We specialize in capacity building,recruitment tailored to elevate businesses and organizations.

We are recruiting to fill the position below:

Job Title: Head, Small and Medium-sized Enterprises and Agriculture

Location: Abuja (FCT) 
Employment Type: Full-time 

Responsibilities

• Lead the development and implementation of the overall strategy for SME and Agriculture lending / business lines to achieve the bank’s growth targets, profitability, and financial inclusion goals.
• Oversee the origination, appraisal, approval, disbursement, and monitoring of SME and Agric loans, ensuring adherence to credit policies, risk thresholds, and regulatory guidelines (e.g., from CBN and NDIC).
• Build and manage a high-quality loan portfolio in SME and Agric segments, maintaining portfolio at risk (PAR) and non-performing loans (NPL) within acceptable limits.
• Drive business development by identifying new markets, client segments (e.g., farmers, agro-traders, processors, cooperatives), and partnerships (e.g., with farmer groups, input suppliers, or aggregators).
• Develop and oversee tailored financial products for SME and Agric clients, such as working capital loans, asset financing, value chain financing, seasonal agric loans, or group lending models.
• Achieve set targets for deposit mobilization (where applicable), loan book growth, fee income, and asset quality.
• Prepare regular reports on portfolio performance, market insights, and strategic recommendations for management and the board.

Requirements

• Bachelor’s Degree (Master’s or MBA preferred) in Business Administration, Finance, Agriculture, Economics, Banking, or related fields.
• Professional certifications (e.g., ACIB, ACCA, or risk management certifications) are advantageous.
• Strong track record of growing loan portfolios, managing credit risk, and achieving targets in SME and/or Agric segments.
• Deep understanding of Nigerian agric value chains, SME challenges (e.g., informality, lack of collateral), and microfinance principles.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@femausconsults.ng using "Hsaeg"  as the subject of the mail.

Note: Only qualified applicants will be contacted.