Relationship Manager at Kennedia Consulting Limited (KCL)

Kennedia Consulting Limited (KCL) - We are a team of professionals with the goal of creating solutions and providing professional business and administrative services while creating value for all our shareholders.

We are recruiting to fill the position below:

Job Title: Relationship Manager 

Location: Nigeria
Employment Type: Full-time
Industry: Commercial Banking

Job Summary

• We are seeking experienced and results-driven Relationship Managers currently working within the Commercial Banking segment of reputable financial institutions across Nigeria.
• The ideal candidate will be responsible for managing and expanding a portfolio of commercial banking clients, driving deposit mobilization, asset creation, revenue growth, and delivering exceptional relationship management services.
• Candidates must possess a strong understanding of commercial banking products, credit analysis, risk management, and business development.

Key Responsibilities

• Manage and grow a portfolio of Commercial Banking customers across assigned sectors and regions.
• Drive deposit mobilization and achieve assigned liability growth targets.
• Identify and onboard new commercial banking customers to expand the bank's market share.
• Structure and market credit facilities tailored to clients' business needs.
• Conduct financial analysis and credit assessments to support lending decisions.
• Monitor customer accounts and ensure compliance with approved credit terms and regulatory requirements.
• Build and maintain strong relationships with key decision-makers within client organizations.
• Cross-sell the bank's products and services including loans, trade finance, cash management, treasury products, and digital banking solutions.
• Ensure timely loan repayments and portfolio quality management.
• Prepare business proposals, credit memoranda, and periodic portfolio performance reports.
• Monitor industry trends and identify emerging business opportunities.
• Collaborate with internal stakeholders to deliver excellent customer service and achieve business objectives.
• Ensure adherence to the bank's policies, regulatory guidelines, and risk management frameworks.

Key Performance Indicators (KPIs)

• Deposit Mobilization
• Asset Creation
• Revenue Generation
• Portfolio Growth
• Customer Acquisition
• Loan Portfolio Quality
• Cross-Selling Performance
• Customer Retention.

Requirements

• Bachelor's Degree in Banking & Finance, Economics, Accounting, Business Administration, or a related discipline.
• Minimum of 3–10 years' experience in Commercial Banking Relationship Management.
• Candidates must currently be working as a Relationship Manager, Senior Relationship Manager, or equivalent Commercial Banking role within a Commercial Bank.
• Proven track record in deposit mobilization, credit marketing, and portfolio management.
• Strong understanding of credit risk assessment and financial statement analysis.
• Demonstrated ability to manage and grow commercial banking portfolios.
• Excellent business development and negotiation skills.
• Strong knowledge of banking regulations and compliance requirements.
• Professional certifications such as ACIB, ACA, ACCA, CFA, or related qualifications will be an added advantage.
• Strong communication, presentation, and stakeholder management skills.

What We Offer

• Competitive remuneration package.
• Performance-based incentives and bonuses.
• Career growth and leadership opportunities.
• Comprehensive learning and development programs.
• Opportunity to work with one of Nigeria's leading financial institutions.
• Health and wellness benefits.
• Pension and other statutory benefits.

Application Closing Date
2nd July, 2026.

How to Apply
Interested and qualified candidates should send their CV to:  Ayomide.lala@kennediaconsulting.net using the job title as mail subject of the email.