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2358 Marketing / Sales / Business Development / Merchandiser / Financial Adviser Jobs Available in Nigeria Today

Page 27: 1350 results of 2358 (Active Listings).

Sales Supervisor at Brands and Trade Retail Consultants Limited

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Brands and Trade Retail Consultants Limited is recruiting to fill the position of: Sales Supervisor. The position is located in Onipanu, Shomolu, Ayobo, Ikotun and Ijesha - Lagos State. Salary: N120,000 / month. Interested candidates should possess an HND or Bachelor's Degree in Business, Marketing, or related discipline with a minimum of 3 years’ sales experience with at least 1–2 years in a supervisory role.

Sales Executive at Meadowland School

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Meadowland School is recruiting to fill the position of: Sales Executive. Interested candidates should possess an HND / B.Sc Degree in related field with 2-3+ years experience, preferably in schools.

Business Development Executive at Meadowland School

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Meadowland School is recruiting to fill the position of: Business Development Executive. Interested candidates should possess an HND / B.Sc Degree in related field with 2-3+ years experience, preferably in schools.

Senior Client Advisor at ALMA’S Fashion & Lifestyle

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

ALMA’S Fashion & Lifestyle is recruiting to fill the position of: Senior Client Advisor. The position is located in Ikeja, Lagos State. Interested candidates should possess relevant qualifications with a minimum of 3 years' experience in a client-facing sales role, ideally in fashion, luxury, or lifestyle retail.

Client Advisor Personnel at ALMA’S Fashion & Lifestyle

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

ALMA’S Fashion & Lifestyle is recruiting to fill the position of: Client Advisor. The position is located in Ikeja, Lagos State. Interested candidates should possess relevant qualifications with 1–2 years' experience in a retail sales or customer service role.

Head of Institutional Sales (FX & OTC) at Quidax

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Quidax is recruiting to fill the position of: Head of Institutional Sales (FX & OTC). Interested candidates should possess relevant qualifications with 7 – 12 years experience in OTC crypto trading or institutional sales.

Field Sales Representative - Vaccines & Concentrate at Sayed Farms Limited

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Sayed Farms Limited is recruiting to fill the position of: Field Sales Representative - Vaccines & Concentrate. The position is located in Osogbo, Osun State. Interested candidates should possess a minimum of HND / B.Sc. Degree in Animal Science, Veterinary Science, , or any related field with a minimum of 5 years' sales experience in animal health, animal nutrition, feed milling, poultry production, or agro-allied industries.

Client Support Personnel at ALMA’S Fashion & Lifestyle

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

ALMA’S Fashion & Lifestyle is recruiting to fill the position of: Client Support Personnel. The position is located in Ikeja, Lagos State. Interested candidates should possess relevant qualifications with good communication skills and ability to take direction well.

Marketing Manager at T.O.N Corporate Services

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

T.O.N Corporate Services is recruiting to fill the position of: Marketing Manager. The position is located in Lagos State. Interested candidates should possess an HND / BSc Degree in Marketing, Business Management, or any other relevant field with 5-7 years of marketing experience .

Direct Sales Executive at United Bank for Africa (UBA) - Studdie Jones Consult

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Studdie Jones Consult - Our client, United Bank for Africa (UBA) is recruiting to fill the position of: Direct Sales Executive. The position is required nationwide. Salary: N150,000 per month. Interested candidates should possess a B.Sc (2nd Class Lower at least) in any field; HND - Lower Credit (at least) in any field.

Business Development Executive (OEM Sales – Procurement & Projects) at Felton Energy Services Limited (FESL) - 2 Openings

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Felton Energy Services Limited (FESL) is recruiting to fill the position of: Business Development Executive (OEM Sales – Procurement & Projects). The position is located in Lekki, Lagos State. Interested candidates should possess relevant qualifications with 2 – 4 years experience in business development, sales, or OEM engagement.

Van Sales Representative at Brands and Trade Retail Consultants Limited - 6 Openings

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Brands and Trade Retail Consultants Limited is recruiting to fill the position of: Van Sales Representative. The position is located inIjesha, Onipanu, Shomolu, Ladipo, Igbon-Efon Shapati & Baba Adisa Ibeju - Lekki, Lagos State. Salary: N90,000 per month. Interested candidates should possess a National Diploma (ND) or equivalent with 1 – 2 years’ sales experience (FMCG or beverage preferred).

Route to Market Officer at Dangote Industries Limited

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Dangote Industries Limited is recruiting to fill the position of: Route to Market Officer. The position is located in Jos, Plateau State. Interested candidates should possess a Bachelor's Degree or its equivalent in Management Sciences, Marketing & Business Management with 3 - 6 years of relevant work experience.

Head of Sales Logistics at Dangote Industries Limited

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Dangote Industries Limited is recruiting to fill the position of: Head of Sales Logistics. The position is located in Lagos State. . Interested candidates should possess a Bachelor’s Degree in Logistics, Supply Chain Management, Business Administration, Marketing, or a related field with 8–15 years of experience in logistics, transportation, supply chain, or sales management.

Business Development Manager at Elizabeth Maddeux Limited

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Elizabeth Maddeux Limited is recruiting to fill the position of: Business Development Manager. The position is located in Victoria Island, Lagos State. Salary: N1,000,000 Net monthly. Interested candidates should possess a Bachelor’s Degree in Engineering, Business Administration, Economics, Marketing, or a related field. MBA or relevant professional certification is an added advantage with a minimum of 15 years' experience in Business Development, Sales, Commercial Management, or a related role within the Oil & Gas industry.

Business Development Manager at Corona Schools Trust Council

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Corona Schools Trust Council is recruiting to fill the position of: Business Development Manager. The position is located in Lagos State. Interested candidates should possess a Bachelor’s Degree in Business Administration, Marketing, Accounting, or a related field (minimum Second Class Lower) with a minimum of 5 years’ supervisory or management experience.

Trade Marketing Representative at British American Tobacco (BAT) Nigeria

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

British American Tobacco (BAT) Nigeria is recruiting to fill the position of: Trade Marketing Representative. Interested candidates should possess a Bachelor`s Degree or a Higher National Diploma in Marketing, Business, or a related field, with excellent sales, marketing and negotiation skills.

Business Development Executive (Oil & Gas / Engineering Sector) at Ankor Pointe Integrated Limited (API) - 3 Openings

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Ankor Pointe Integrated Limited (API) is recruiting to fill the position of: Business Development Executive (Oil & Gas / Engineering Sector). The position is located in Abuja (FCT), Lagos and Rivers States. The Business Development Executive is responsible for identifying new business opportunities, driving revenue growth, and expanding the company’s client base within the oil & gas and engineering sectors. Interested candidates should possess a Bachelor’s Degree in Business Administration, Marketing, Engineering, or related field with 7-10 years of relevant experience in business development, must be in oil & gas upstream sectors and 3-4 years in a senior or supervisory business development role.

Marketing Associates at a Top Banking Institution - Premium Human Resources Solution (Gombe and Plateau)

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Premium Human Resources Solution is recruiting to fill the position of: Marketing Associate. The position is located in Jos South - Plateau, and Gombe States. Salary: N215,000 monthly. Interested candidates should possess an HND / BSc Degree, must have upper credits or at least 2.2, with 1 - 5 years experience, and not more than 30 years.

Commercial and Operation Lead at a Pre-launch Social Enterprise - Abuja

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (1 comments)

We are a pre-launch social enterprise in Abuja, building a revenue-generating model that funds community impact education, healthcare, and emergency support. We are looking for Commercial and Operation Lead to own the commercial engine of this business from day one: supply, sales, and the warehouse floor. This is the person who makes the operation move: bringing in goods, finding buyers, and running the day-to-day on the ground until it works. There is a direct path to leading this as Managing Director within six months for the right person but that is earned through what you deliver, not assumed at the start. Only candidates currently living in Abuja will be considered.

Marketing Associates at a Top Banking Institution - Premium Human Resources Solution (Kaduna)

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Premium Human Resources Solution - Our client, a top banking institution is recruiting to fill the position of: Marketing Associate. The position is located in Kaduna North, Kaduna South, and Zaria - Kaduna State. Salary: N215,000 monthly. Interested candidates should possess an HND / BSc Degree, must have upper credits or at least 2.2, with 1 - 5 years experience, and not be more than 30 years.

Marketing Associate (Abuja) at a Top Banking Institution - Premium Human Resources Solution - 3 Openings

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Premium Human Resources Solution - Our client, a top banking institution is recruiting to fill the position of: Marketing Associate. The position is located in Wuse, Asokoro & Central Area - Abuja (FCT). Salary: N215,000 monthly. Interested candidates should possess an HND/BSC Degree (must have upper credits or at least 2.2) with 1 to 5 years of experience.

Marketing Associates at a Top Banking Institution - Premium Human Resources Solution (Yobe and Borno)

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Premium Human Resources Solution is recruiting to fill the position of: Marketing Associate. The position is located in Maiduguri - Borno, and Yobe States. Salary: N215,000 monthly. Interested candidates should possess an HND / BSc Degree, and must have upper credits or at least 2.2, with 1 - 5 years experience, and not more than 30 years.

Marketing Associates at a Top Banking Institution - Premium Human Resources Solution (Bauchi and Nasarawa)

Posted on Mon 22nd Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Premium Human Resources Solution - Our client, a top banking institution is recruiting to fill the position of: Marketing Associate. The position is located in Bauchi and Nasarawa States. Salary: N215,000 monthly. Interested candidates should possess an HND / BSc Degree, must have upper credits or at least 2.2, with 1 - 5 years experience, and not more than 30 years.

Business Development Executive at Vitra (C-ceramica Operations Limited)

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Vitra (C-ceramica Operations Limited) is recruiting to fill the position of: Business Development Executive. The position is located in Wuse 2, Abuja. Salary: N100,000 monthly. Interested candidates should possess a Bachelor's Degree in Business Administration, Marketing, Finance, or a related discipline must also have proven track record in sales, and a robust blend of strategic thinking and negotiation with 2–3 years of hands-on experience in sales, marketing, or business development—ideally in a B2B (Business-to-Business) environment.

Affiliate Manager at a Reputable Recruitment Agency

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

A reputable Recruitment Agency is recruiting to fill the position of: Affiliate Manager. The position is located in Lagos State. Interested candidates should possess an Higher National Diploma (HND) or BSc Degree and must be resident of Lagos and age shouldn't exceed 34 years old.

Credit Officer – Loan & Asset Financing at DAG Industries Nigeria Limited (5 Openings)

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

DAG Industries Nigeria Limited is recruiting to fill the position of: Credit Officer – Loan & Asset Financing. The position is located in Ikorodu, Kosofe, Mushin, Oshodi - Isolo and Ajeromi - Lagos State. Interested candidates should possess a Bachelor's Degree in Finance, Accounting, Economics, Banking, Business Administration, or a related discipline with 3–6 years of proven experience in credit analysis, loan underwriting, or asset financing.

Territory Development Officer at DAG Industries Nigeria Limited (6 Openings)

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

DAG Industries Nigeria Limited is recruiting to fill the position of: Territory Development Officer. The position is located in Mushin, Ajeromi, Apapa, Kosofe, Surulere and Amuwo - Lagos State. The successful candidate will be responsible for identifying new business opportunities, increasing product penetration, managing distributor and dealer relationships, and ensuring the achievement of sales targets. Interested candidates should possess a Bachelor's Degree in Marketing, Business Administration, Sales, Economics, or a related field; Professional certification in Sales, Marketing, or Business Development as an added advantage with 3–5 years of proven experience in field sales, territory management, or business development.

Sales Representative at Clinora Health Group

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Clinora Health Group is recruiting to fill the position of: Sales Representative. The position is located in Agege, Lagos State. The ideal candidate should have excellent communication skills, negotiation abilities, and a passion for achieving sales targets. Interested candidates should possess a minimum of OND qualifications with proven experience in sales or customer service.

Business Development Officer (Ondo) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Akure, Ondo State. Salary: N180,000 - N200,000 monthly. Interested candidates should possess an OND, HND or Bachelor’s Degree in Business Administration, Banking and Finance, Marketing, Economics, Accounting or any related field with a minimum of 2 years’ relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Business Development Manager - Capital Mobilisation at Workforce Group

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Workforce Group is recruiting to fill the position of: Business Development Manager - Capital Mobilisation. The position is located in Lagos City, Lagos State. Interested candidates should possess a Bachelor's Degree with 7-10 years experience.

Telesales Representative – Inbound (Hybrid) at M-KOPA Nigeria

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

M-KOPA Nigeria is recruiting to fill the position of: Telesales Representative – Inbound. The position is located in Lagos State (Hybrid). Interested candidates should possess relevant qualifications with demonstrable experience in a call centre or customer service environment, with exposure to Sales or Telesales and a proven ability to build trust with customers quickly over the phone.

Marketing Executive at a Travel Company - Work Dey HR Services

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Work Dey HR Services - Our client, a travel Company is recruiting to fill the position of: Marketing Executive. The position is located in Abuja (FCT). Salary: N80,000 - N250,000 monthly. Interested candidates should possess a Bachelor’s Degree in Marketing, Business Administration, Tourism, or related fields with a minimum of 2 years experience in sales/marketing, preferably in travel, hospitality, or tourism.

Field Executive at Multipro Consumer Products Limited (2 Openings)

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Multipro Consumer Products Limited is recruiting to fill the position of: Field Executive. The position is located in Benin - Edo, and Kogi States. The successful candidate will be responsible for driving outlet coverage, product visibility, customer engagement, and market intelligence gathering. Interested candidates should possess a minimum of OND / HND / B.Sc Degree in any discipline with a minimum of 2 years sales experience in FMCG, preferably within Oil, Edible Oil, Soya Oil, Palm Oil, Seasoning, or related food categories.

Business Development Officer (Oyo) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Ibadan, Oyo State. Salary: N180,000 - N200,000 per month. Interested candidates should possess minimum of an OND, HND or Bachelor’s Degree in Business Administration, Banking and Finance, Marketing, Economics, Accounting or any related field with a minimum of 2 years of relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Head, Business Development (Capital Mobilisation) at Workforce Group

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Workforce Group is recruiting to fill the position of: Head, Business Development (Capital Mobilisation). The position is located in Lagos State. Interested candidates should possess relevant background in Investment, Asset Management, Private Banking, or Structured Finance.

Business Development Officer (Osun) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Oshogbo, Osun State. Salary: N180,000 - N200,000 per month. Interested candidates should possess minimum of an OND, HND or Bachelor’s Degree in Business Administration, Banking and Finance, Marketing, Economics, Accounting or any related field with a minimum of 2 years of relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Business Development Officer (Katsina) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (1 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Katsina State. Salary: N180,000 - N200,000 per month. Interested candidates should possess a relevant qualification with a minimum of 2 years relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Business Development Officer (Lagos) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Lagos State. Salary: N180,000 - N200,000 per month. Interested candidates should possess a relevant qualification with a minimum of 2 years relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Business Development Officer (Sokoto) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Sokoto State. Salary: N180,000 - N200,000 monthly. Interested candidates should possess a minimum of an OND, HND or Bachelor’s Degree in Business Administration, Banking and Finance, Marketing, Economics, Accounting or any related field with a minimum of 2 years’ relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Business Development Officer (Plateau) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Jos, Plateau State. Salary: N180,000 - N200,000 / month. Interested candidates should possess a minimum of OND, HND, or a Bachelor’s Degree in Business Administration, Banking and Finance, Marketing, Economics, Accounting or any related field with a minimum of 2 years’ relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Marketing Officer at Ellasot Consulting

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Ellasot Consulting is recruiting to fill the position of: Marketing Officer. The position is located in Port Harcourt, Rivers State. Salary: N150,000 - N200,000 monthly. Interested candidates should possess a Bachelor's Degree or HND in Marketing, Business Administration, Banking and Finance, Economics, or a related field with 1–3 years of experience in marketing, sales, or business development, preferably in banking or financial services.

Marketing Manager at Mopson Pharmaceutical Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mopson Pharmaceutical Limited is recruiting to fill the position of: Marketing Manager. The position is located in Lagos State. Interested candidates should possess a Bachelor's Degree with 3 years experience.

Technical Sales Manager at an Healthcare Company - HR on Wheels

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

HR-on-Wheels - Our client in the healthcare industry is recruiting to fill the position of: Technical Sales Manager. The position is located in Ikoyi, Lagos State. Salary: N700,000 / Month. Interested candidates should possess a Degree in Engineering, Biomedical Sciences, Business, or related fields with 4–7 years’ experience in medical sales.

Business Development Officer (Uyo) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Uyo, Akwa Ibom State. Salary: N180,000 - N200,000 monthly. Interested candidates should possess relevant qualifications with a minimum of 2 years’ relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.

Telesales Representative - Outbound at M-KOPA Nigeria

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

M-KOPA Nigeria is recruiting to fill the position of: Telesales Representative - Outbound. The position is located in Lagos State. Salary: N220,000 monthly. Interested candidates should possess relevant qualifications with at least 2 years of experience in a corporate environment, with preference for candidates who've worked in BPO or call centre settings and understand what high-volume, quality-focused Telesales actually demands.

City Head (Oil & Seasoning Categories) at Multipro Consumer Products Limited - 2 Openings

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Multipro Consumer Products Limited is recruiting to fill the position of: City Head (Oil & Seasoning Categories). The position is located in Benin - Edo & Kogi States. Interested candidates should possess a minimum of an HND / B.Sc. in Business Administration, Marketing, or a related discipline, with 7 years of FMCG sales experience, with at least 3 years in a leadership role.

Sales Executive (Telecommunication/ISP) at Ascentech Services Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Ascentech Services Limited is recruiting to fill the position of: Sales Executive (Telecommunication/ISP). The position is located in Ikeja, Lagos State. Salary: N200,000 - N250,000 / month. Interested candidates should possess a Bachelor's Degree or equivalent qualification with 2–3 years of sales experience in the Telecommunications or ISP industry.

Business Development Officer (Cross River) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Calabar, Cross River State. Salary: N180,000 - N200,000 monthly. Interested candidates should possess an OND, HND, or Bachelor’s Degree in Business Administration, Banking and Finance, Marketing, Economics, Accounting, or any related field with a minimum of 2 years’ relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending, or consumer banking.

Business Development Officer (Kano) at Mecer Consulting Limited

Posted on Fri 19th Jun, 2026 - hotnigerianjobs.com --- (0 comments)

Mecer Consulting Limited is recruiting to fill the position of: Business Development Officer. The position is located in Kano State. Salary: N180,000 - N200,000 per month. Interested candidates should possess a relevant qualification with a minimum of 2 years of relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending, or consumer banking.